WHY 2026 COULD BE YOUR SMARTEST YEAR TO MAKE A MOVE
If you are thinking about buying your first home, moving up the ladder, or remortgaging, 2026 could present real opportunity.
After a period of rate uncertainty, the market is settling. Lenders are competing again, product choice is improving, and sellers are becoming more realistic on pricing. For buyers and movers, that creates negotiating power, but only if you’re prepared.
First-time buyers are finding that with the right guidance, options such as family support, gifted deposits, or longer-term fixed rates can make homeownership more achievable than they first thought.
Home movers are discovering they may have more equity than expected, opening doors to better properties or improved borrowing terms. But today’s market isn’t just about securing the lowest rate. It’s about understanding affordability changes, lenders’ criteria, credit positioning, and how to structure your mortgage for the next five to ten years — not just the next deal.
The right advice can mean the difference between missing out and moving forward with confidence. Whether it’s your first step onto the ladder or your next chapter, preparation and expert guidance could make 2026 the year you make your move — and make it wisely.
This article does not constitute advice and you should always seek professional advice from a mortgage adviser before making lending decisions.
Services that begin with you
Dentons Mortgages provide a bespoke service tailored to your needs:
- First time buyer
- Remortgaging
- Home mover
- Later Life lending
- Buy to let
- Protection
For more information please contact: Kay Kowalewska M: 07425 648 685 or Nicki Sparks M: 07469 097 179
ABOUT DENTONS MORTGAGES
Based in Godalming, Surrey, Dentons Mortgages provide a personal and professional service in all aspects of mortgage advice, both commercial and residential, along with support and suggestions on how to structure and protect your mortgage
To discuss your potential requirements please feel free to call one of our friendly and experienced Mortgage & Protection Consultants today on 01483 959 349 or email enquiries@dentonsmortgages.co.uk
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